Certificate Rates

Share, IRA, Roth IRA, & Coverdell Education Share Certificate Accounts
Term Rate Annual Percentage Yield
91 days 0.100% 0.10%
180 days 0.130% 0.13%
365 days 0.390% 0.39%
18 months 0.440% 0.44%
2 years 0.550% 0.55%
3 years 0.750% 0.75%
4 years 1.250% 1.25%
5 years 1.400% 1.40%

Dividends are paid from current income and available earnings, after required transfers to reserves at the end of the dividend period. Dividends will be compounded monthly and will be credited monthly. The dividend period runs from the first day of the month to the last day of the month. The average daily balance will be used to calculate dividends. A minimum balance of $5.00 is required to obtain the APY for the dividend period.

Early withdrawal penalties, fees or other conditions may reduce earnings.

All rates subject to change.

Your savings is federally insured to $100,000.00 by NCUA (National Credit Union Administration, a US Government Agency)